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Moderators: Casa, archigabe, CR001, push, JAJ, ca.funke, Amber, zimba, vinny, Obie, EUsmileWEallsmile, batleykhan, meself2, geriatrix, John, ChetanOjha
Not sure what you mean by background checks, other than verifying the information on the visa application and COS. There is not some big brother data mining for information about you if that is what you mean.
Your visa will only be issued for what the CoS states. If HO ignore the SMS comment for 5 years, then you will only get a up to 3 year visa.
You will be told when you get approval of your visa duration and your BRP card you collect in the UK will be the same.