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I am quite sure that you must be on your employer payroll system on 28th February and if so then request humbly to your employer to place you on furlough status where you will start receiving 80% of your wages for few months under govt job retention scheme. Apart of that I think you are unnecessarily over worrying yourself far in advance than renewal which as per you will be due in 18 months. Moreover what you could do is to use one of the following calculator to evaluate as what benefit you as a British citizen can claim. For the time being if you are eligible for those benefits then apply and receive while making sure to start working (either you or your partner) most lately before 6 months from the date of application.
That's not correct-