FLR(M) financial documents for combined income and proof or cohabitation

[kassena2020]

Hey guys. I’m new here and need some help.
I am applying for FLR(M) next week (from inside the UK). All docs are collected, but there are 3 questions left.

1. We are using combined income from different sources. It would be enough if we show my husband’s income from empl. and self-empl. but I want to show mine too, just in case they won’t count something and to show that I have life here.

Husband:
* Contracted part-time employment with one company for > 6 month (employed since February 2019)
* Self-employment 2019-2020 financial year (unaudited, done by authorized accountant).

Myself:
* Contracted part-time employment with one company for > 6 month (employed since March 2019)
* Self-employment income financial year 2019-2020, but without accountant letter as the income is low and I calculate it myself so I guess they may not count that. Or is it better not to show this at all?

Question: do we need to show self-employment docs for April19 - April20 and payslips (a letter from our employers, etc) + bank statements covering the same time? Or do we also need to show all those documents for May-July 2020?


2. I entered UK in December 2017 and my visa expires in the end of August 2020. When showing the cohabitation documents for last 2 years, do we count from the last month July 2020? Here are the documents, can you check please:

Mine + both:
07/18 - Jobcenterplus letter (I also have NINO number letter from 08/18 if that’s better)
01/19 - then there’s a gap with no docs.. But on 01/19 I have a letter from American Express with my pin code. Could that count? To make it even harder… there’s a spelling mistake in my surname in this document
05/19 - tenancy agreement (both names)
09/19 - HRMC reminder to pay tax by 31 Jan
02/20 - council tax (both names)
07/20 - council tax direct debit set up letter (both names)

Husband + both:
08/18 - electricity bill
01/19 - HRMC letter
05/19 - tenancy agreement (both names)
10/19 - criminal record check certificate (he’s a school teacher)
02/20 - council tax (both names)
07/20 - council tax direct debit set up letter (both names)

Last one!
3. There’s a question in the first part of the application saying:
Is this the first time you have applied for a partner route, or an extension, with your current partner (including as a fiancé(e) or proposed civil partner)

I am on a spouse visa for 2.5 years, is this counted as a partner route visa? I found replies in this forum, some say yes some say no. I would answer No. What do you think?

Many many thanks!

[kassena2020]

Oh also, do the cohabitation documents have to be scanned fully? Or just the first page is enough?
For example, my jobcenter letter is double sided.

[seagul]

1. Ideally only combine your part time incomes by putting aside your self employments provided by doing so you excel the income threshold of £18600.

2. Last evidence can be 2-3 months prior to applying but recent one is ideally more better.

3. Maybe no is better option since you are already on the partner route.

Preferably scan all pages of cohabitation evidences otherwise choose those which have only one page.

[kassena2020]

Thank you very much for your reply!

If we decide to combine all of our income, would we need to provide documents from April 2019 to July 2020?

[seagul]

Thank you very much for your reply!

If we decide to combine all of our income, would we need to provide documents from April 2019 to July 2020?

Only if neither of you have been working with your present employers from at least 6 months. Otherwise 6 months of financial documents (payslips + bank statements) should be fine provided at least £9300 should have been earned in these 6 months.

[kassena2020]

Thank you, so I don't understand will it make it worse for us if we supply all the documents? Because my husband's main source of income is self-employment and the employment job is just 30% of his income. I am just trying to understand if there's any difference for our case if we supply all sources or just 6 months of employment,rather than it's just more papers for us to collect?

[kassena2020]

We are also trying to understand if
- earning a minimum amount by combined income is enough or it's better to show more, what if they put me on 10 year route?
- if we provide only 6 months they will see on our bank statements that my husband earns a lot more (from self-employment and also by doing extra job at hourly rate at school he's officially hired), and woulnd't be weird if we don't report those earnings?

[seagul]

The only reason you were advised to combine your part time incomes (if sufficient) is to formulate a straightforward case with considerably lighter paper work for the avoidance of any miscalculation. For this purpose if you have earned £9300 during the last 6 months then you don't need to provide anything about self employment despite it is your main source of income and equally you won't be asked about it. However, if you still wish then need to refer to financial guidance FM 1.7 where will find a fill list of required documents for proving self employment.

[kassena2020]

Thanks a lot for your detailed answer. I think you are right and now I consider only showing our combined employment sources because together they meet the requirement.
Thanks again