CAT B Financial requirements and loans

[JB007]

Thank you.

My only concern was whether my wife and child would get the NHS treatment during final stages of the pregnancy and after birth.

You can read the answers to your two questions for yourself, on the folllwing two links-

She will pay the Immigration Health Surcharge with her spouse visa application.

https://www.gov.uk/healthcare-immigration-application
When you can start to use the NHS

You can start using the National Health Service (NHS) when both:

you’ve paid the healthcare surcharge (or are exempt from paying it)
your visa or immigration application is granted

You’ll still need to pay for certain types of services, such as prescriptions, dental treatment, eye tests and assisted conception.

When you access healthcare in the UK, you may need to:

provide your biometric residence permit, if you have one
prove your status online using a share code, if you have a digital immigration status


While she has a valid visa, she can use the NHS.

I'm guessing that our child will get the British citizenship if it's going to be born in UK and one of the parents is British resident. That should mean all NHS treatments as any other resident right?

You said you had naturalised as a British citizen, therefore your child will be born a British citizen.
As said, British Citizens who are ordinary resident in the UK (live in the UK) can use the NHS.

From the Department of Health & Social Care Guidance "Ways in which people can be lawfully resident in the UK Updated 18 January 2021"-

British citizens and their family members

"British citizens" have an automatic right of abode in the UK. A British citizen who has been living abroad, or who is migrating to the UK for the first time, can therefore pass the ordinary residence test upon taking up settled residence in the UK. British citizens who are no longer living and settled in the UK cannot be said to be ordinarily resident in the UK.
https://www.gov.uk/government/publicati ... -residence

[JB007]

As a British citizen, when you are living in the UK with your British citizen child, you can claim Child Benefit. Make sure you claim in your name only as it is a Public Fund. Your wife will still need to be linked to your Child Benefit claim (as CB has an individual earnings cap) but the claim must only be in your name and not in the name of your NRPF wife.
https://www.gov.uk/child-benefit

[reddevil93]

Thank you.

My only concern was whether my wife and child would get the NHS treatment during final stages of the pregnancy and after birth.

You can read the answers to your two questions for yourself, on the folllwing two links-

She will pay the Immigration Health Surcharge with her spouse visa application.

https://www.gov.uk/healthcare-immigration-application
When you can start to use the NHS

You can start using the National Health Service (NHS) when both:

you’ve paid the healthcare surcharge (or are exempt from paying it)
your visa or immigration application is granted

You’ll still need to pay for certain types of services, such as prescriptions, dental treatment, eye tests and assisted conception.

When you access healthcare in the UK, you may need to:

provide your biometric residence permit, if you have one
prove your status online using a share code, if you have a digital immigration status


While she has a valid visa, she can use the NHS.

I'm guessing that our child will get the British citizenship if it's going to be born in UK and one of the parents is British resident. That should mean all NHS treatments as any other resident right?

You said you had naturalised as a British citizen, therefore your child will be born a British citizen.
As said, British Citizens who are ordinary resident in the UK (live in the UK) can use the NHS.

From the Department of Health & Social Care Guidance "Ways in which people can be lawfully resident in the UK Updated 18 January 2021"-

British citizens and their family members

"British citizens" have an automatic right of abode in the UK. A British citizen who has been living abroad, or who is migrating to the UK for the first time, can therefore pass the ordinary residence test upon taking up settled residence in the UK. British citizens who are no longer living and settled in the UK cannot be said to be ordinarily resident in the UK.
https://www.gov.uk/government/publicati ... -residence

Thank you for taking time to write such detailed answers. I really appreciate it.

If we decide to stay in Poland until the end of pregnancy and migrate later on after the birth. Would the child that was born outside of UK to a British parent still be eligible for a British citizenship?

[TODMATT]

Thank you.

My only concern was whether my wife and child would get the NHS treatment during final stages of the pregnancy and after birth.

You can read the answers to your two questions for yourself, on the folllwing two links-

She will pay the Immigration Health Surcharge with her spouse visa application.

https://www.gov.uk/healthcare-immigration-application
When you can start to use the NHS

You can start using the National Health Service (NHS) when both:

you’ve paid the healthcare surcharge (or are exempt from paying it)
your visa or immigration application is granted

You’ll still need to pay for certain types of services, such as prescriptions, dental treatment, eye tests and assisted conception.

When you access healthcare in the UK, you may need to:

provide your biometric residence permit, if you have one
prove your status online using a share code, if you have a digital immigration status


While she has a valid visa, she can use the NHS.

I'm guessing that our child will get the British citizenship if it's going to be born in UK and one of the parents is British resident. That should mean all NHS treatments as any other resident right?

You said you had naturalised as a British citizen, therefore your child will be born a British citizen.
As said, British Citizens who are ordinary resident in the UK (live in the UK) can use the NHS.

From the Department of Health & Social Care Guidance "Ways in which people can be lawfully resident in the UK Updated 18 January 2021"-

British citizens and their family members

"British citizens" have an automatic right of abode in the UK. A British citizen who has been living abroad, or who is migrating to the UK for the first time, can therefore pass the ordinary residence test upon taking up settled residence in the UK. British citizens who are no longer living and settled in the UK cannot be said to be ordinarily resident in the UK.
https://www.gov.uk/government/publicati ... -residence

Thank you for taking time to write such detailed answers. I really appreciate it.

If we decide to stay in Poland until the end of pregnancy and migrate later on after the birth. Would the child that was born outside of UK to a British parent still be eligible for a British citizenship?

Yes your child born abroad will automatically be British citizen since you are a British otherwise than by descent meaning your naturalised in the UK by virtue of section 2(1) BNA 1981 so therefore your child born abroad will become British citizen by descent.

[reddevil93]

If you are able to another job, your previous income could count under CAT B.

See page 23

https://assets.publishing.service.gov.u ... .0-ext.pdf

Morning guys,

Because I took extended holiday between August 2021 and November 2021 there will be a 3 month period with no income to show for the spouse visa application.

I have counted the payslips backwards from my last one in August and the £18,000 gross was met in 5 months (counting back to March 2021)

The question now is:

I intend to go back to UK in November and I will be in the new job instantly. The job pays weekly and the weekly gross is £700.

How long should I work for in the new job before it's safe to submit our application? Someone before mentioned a month but I have already met the the threshold for the past 12 months.

My wife is pregnant and I wouldn't want to leave her for longer than it's necessary.

[JB007]

The job pays weekly and the weekly gross is £700.

That reduced wage is also likely to be too much for you to be given some help towards your rent (via the Universal Credit benefit), even when your child is born. However, once on a spouse visa, your wife will be allowed to work.

Just to give you an idea - when people are not in any work, any benefit help towards the rent often does not cover all the rent and they have to try to find that difference from their other benefit money. Falling into rent arrears and being evicted, is seen as making themself intentional homeless and the council then has no duty to house them.

Also, can I still apply for housing benefits (being British citizen) even though my wife will be on a spouse visa.

No. Housing Benefit is one of the welfare benefits that has been replaced by Universal Credit. I doubt a salary of 45k will get you any Universal Credit money (nor would that salary have got the old Housing Benefit either) as these are for those on low income. You could always try, but be prepared to be refused.

[reddevil93]

The job pays weekly and the weekly gross is £700.

That reduced wage is also likely to be too much for you to be given some help towards your rent (via the Universal Credit benefit), even when your child is born. However, once on a spouse visa, your wife will be allowed to work.

Just to give you an idea - when people are not in any work, any benefit help towards the rent often does not cover all the rent and they have to try to find that difference from their other benefit money. Falling into rent arrears and being evicted, is seen as making themself intentional homeless and the council then has no duty to house them.

Also, can I still apply for housing benefits (being British citizen) even though my wife will be on a spouse visa.

No. Housing Benefit is one of the welfare benefits that has been replaced by Universal Credit. I doubt a salary of 45k will get you any Universal Credit money (nor would that salary have got the old Housing Benefit either) as these are for those on low income. You could always try, but be prepared to be refused.

Thank you!

I don't suppose you know if there is required minimum amount of time I need to work for (someone recommended working for at least a month) before we could submit our application?

Obviously, I have met the required threshold for last 12 months. Would working for one week (getting paid weekly) upon my return to UK and submitting application be okay?

[JB007]

The job pays weekly and the weekly gross is £700.

That reduced wage is also likely to be too much for you to be given some help towards your rent (via the Universal Credit benefit), even when your child is born. However, once on a spouse visa, your wife will be allowed to work.

Just to give you an idea - when people are not in any work, any benefit help towards the rent often does not cover all the rent and they have to try to find that difference from their other benefit money. Falling into rent arrears and being evicted, is seen as making themself intentional homeless and the council then has no duty to house them.

Also, can I still apply for housing benefits (being British citizen) even though my wife will be on a spouse visa.

No. Housing Benefit is one of the welfare benefits that has been replaced by Universal Credit. I doubt a salary of 45k will get you any Universal Credit money (nor would that salary have got the old Housing Benefit either) as these are for those on low income. You could always try, but be prepared to be refused.

Thank you!

I don't suppose you know if there is required minimum amount of time I need to work for (someone recommended working for at least a month) before we could submit our application?

Obviously, I have met the required threshold for last 12 months. Would working for one week (getting paid weekly) upon my return to UK and submitting application be okay?

I'm not sure what you mean by "Obviously, I have met the required threshold for last 12 months"? On the 45k you said you have been earning while in the UK, your earnings were to high too have benefit money towards your rent. As said, £700 a week is also likely to be too much for Universal Credit.

Universal Credit is a monthly payment and it is paid in arrears; there is a 5 week wait for any UC payment if the claim is approved. UC looks at a claimants earnings during their monthly assessment period. Each employer has to report to HMRC each time they pay an employee and they use the RTI (Real Time Information) system. From their RTI system, HMRC tell the DWP (who run the welfare claims) what a claimant earns each month. A £0.00 monthly UC payment closes the UC claim, although at the moment with the pandemic, a £0.00 UC payment will allow the claim to remain open for 6 months.

If you are asking when you can put in a Universal Credit benefit claim, that is anytime, but be prepared to be told you are earning too much a month to have Universal Credit. As also said, as you chose to give up your job that might mean you have a 3 month sanction. They will be able to see that you have not been working in the UK since you gave up your job.

[JB007]

On a weekly payment of £700, some months of Universal Credit will be 4 weeks wages (£2,800) and others will be 5 weeks wages (£3,500). Both seem to be too high to me to have any Universal Credit.

Try those two monthly amounts in a benefit calculator to see if you will get any benefits, putting your details in the calculator as a single person, because that is what you will be paid as you cannot take extra benefit money for your NRPF wife. However, that calcualation won't be able to take into account that you chose to give up your job (and might receive a sanction) or that you have been living back in Poland.
https://benefits-calculator-2.turn2us.org.uk/

Not to be confused with putting in an actual UC claim, when a partner living in the UK with you must be added to a UC claim, even if you can't have extra UC money for them. It's benefit fraud to claim you are single when you are not.
claiming-benefits/universal-credit-clai ... 02126.html

And as said, be very careful of not taking extra UC money for your NRPF wife as that could be a breach of her visa.The UK immigration rules for sponsoring a spouse on a visa to the UK, are vastly different to have being able to use the EU Regualtions to bring a spouse to the UK.

https://www.turn2us.org.uk/Benefit-guid ... de-content

[JB007]

I don't suppose you know if there is required minimum amount of time I need to work for (someone recommended working for at least a month) before we could submit our application?

Thinking on, was that person a Polish citizen/another EEA citizen who came to the UK under the EUs Free Movement and claimed benefits from the UK?

From what I can remember, in 2004 the UK brought in a Right to Reside for UK benefits (which is not the same Right to Reside to be able to live in the UK lawfully). This meant that EEA citizens had to be what the European courts called economically active (a worker qualified person) to be able to claim low income UK benefits, so to not be an undue burden on the UK. This challange lost by the EU Commission, meant EEA citizens had to show they were a worker qualified person in the UK before they could claim UK benefits.

You are not going to be entering the EU as a foreign national on the EU's Free Movement, or on the EUSettlement Scheme, you are now a returning British citizen and under British rules.

[reddevil93]

The job pays weekly and the weekly gross is £700.

That reduced wage is also likely to be too much for you to be given some help towards your rent (via the Universal Credit benefit), even when your child is born. However, once on a spouse visa, your wife will be allowed to work.

Just to give you an idea - when people are not in any work, any benefit help towards the rent often does not cover all the rent and they have to try to find that difference from their other benefit money. Falling into rent arrears and being evicted, is seen as making themself intentional homeless and the council then has no duty to house them.

Also, can I still apply for housing benefits (being British citizen) even though my wife will be on a spouse visa.

No. Housing Benefit is one of the welfare benefits that has been replaced by Universal Credit. I doubt a salary of 45k will get you any Universal Credit money (nor would that salary have got the old Housing Benefit either) as these are for those on low income. You could always try, but be prepared to be refused.

Thank you!

I don't suppose you know if there is required minimum amount of time I need to work for (someone recommended working for at least a month) before we could submit our application?

Obviously, I have met the required threshold for last 12 months. Would working for one week (getting paid weekly) upon my return to UK and submitting application be okay?

I'm not sure what you mean by "Obviously, I have met the required threshold for last 12 months"? On the 45k you said you have been earning while in the UK, your earnings were to high too have benefit money towards your rent. As said, £700 a week is also likely to be too much for Universal Credit.

Universal Credit is a monthly payment and it is paid in arrears; there is a 5 week wait for any UC payment if the claim is approved. UC looks at a claimants earnings during their monthly assessment period. Each employer has to report to HMRC each time they pay an employee and they use the RTI (Real Time Information) system. From their RTI system, HMRC tell the DWP (who run the welfare claims) what a claimant earns each month. A £0.00 monthly UC payment closes the UC claim, although at the moment with the pandemic, a £0.00 UC payment will allow the claim to remain open for 6 months.

If you are asking when you can put in a Universal Credit benefit claim, that is anytime, but be prepared to be told you are earning too much a month to have Universal Credit. As also said, as you chose to give up your job that might mean you have a 3 month sanction. They will be able to see that you have not been working in the UK since you gave up your job.

I should have made myself more clear, please accept my apologies.

My question wasn't in regards to benefits...

I'm only asking about financial requirements for spouse visa.

[reddevil93]

The job pays weekly and the weekly gross is £700.

That reduced wage is also likely to be too much for you to be given some help towards your rent (via the Universal Credit benefit), even when your child is born. However, once on a spouse visa, your wife will be allowed to work.

Just to give you an idea - when people are not in any work, any benefit help towards the rent often does not cover all the rent and they have to try to find that difference from their other benefit money. Falling into rent arrears and being evicted, is seen as making themself intentional homeless and the council then has no duty to house them.

Also, can I still apply for housing benefits (being British citizen) even though my wife will be on a spouse visa.

No. Housing Benefit is one of the welfare benefits that has been replaced by Universal Credit. I doubt a salary of 45k will get you any Universal Credit money (nor would that salary have got the old Housing Benefit either) as these are for those on low income. You could always try, but be prepared to be refused.

Thank you!

I don't suppose you know if there is required minimum amount of time I need to work for (someone recommended working for at least a month) before we could submit our application?

Obviously, I have met the required threshold for last 12 months. Would working for one week (getting paid weekly) upon my return to UK and submitting application be okay?

I'm not sure what you mean by "Obviously, I have met the required threshold for last 12 months"? On the 45k you said you have been earning while in the UK, your earnings were to high too have benefit money towards your rent. As said, £700 a week is also likely to be too much for Universal Credit.

Universal Credit is a monthly payment and it is paid in arrears; there is a 5 week wait for any UC payment if the claim is approved. UC looks at a claimants earnings during their monthly assessment period. Each employer has to report to HMRC each time they pay an employee and they use the RTI (Real Time Information) system. From their RTI system, HMRC tell the DWP (who run the welfare claims) what a claimant earns each month. A £0.00 monthly UC payment closes the UC claim, although at the moment with the pandemic, a £0.00 UC payment will allow the claim to remain open for 6 months.

If you are asking when you can put in a Universal Credit benefit claim, that is anytime, but be prepared to be told you are earning too much a month to have Universal Credit. As also said, as you chose to give up your job that might mean you have a 3 month sanction. They will be able to see that you have not been working in the UK since you gave up your job.

I should have made myself more clear, please accept my apologies.

My question wasn't in regards to benefits...

I'm only asking about financial requirements for spouse visa.

I'll be using Cat B requirements as there will be a 3 month gap between last job and new job. Hence my questions above.

[TODMATT]

Have you found a new job and are you going to be paid weekly?

[reddevil93]

Have you found a new job and are you going to be paid weekly?

I have quit my last job in UK in August 2021. Upon my return to UK in November I will get a new job that pays weekly yes.

The £18,000 threshold is met in my last payslips between August 2021(when I left) and March 2021.

I'm curious what's the minimum amount of payslips required in the new job when I return to UK (weekly pay).

Someone before said that they would get at least a month worth of payslips. However, I want to reduce amount of time away from pregnant wife to minimum.

[reddevil93]

Good evening guys,

I was planning on returning to UK working for a month or two (while submitting my wife's spouse visa application from Poland) and then returning to her so we could await the outcome together.

Would it be a bad idea to leave work and join my wife in Poland while waiting for the outcome of the application?

[reddevil93]

Also, we want to get travel visa for her so she could come over for christmas.

Is it possible to submit both tourist and spouse visa applications at the very similar times? Should we submit one before the other one?

[AmazonianX]

Also, we want to get travel visa for her so she could come over for christmas.

Is it possible to submit both tourist and spouse visa applications at the very similar times? You can not have 2 applications running at the same time. You will be shooting yourself in the foot and jeopardising chances of getting either visas.Should we submit one before the other one?.

[reddevil93]

Also, we want to get travel visa for her so she could come over for christmas.

Is it possible to submit both tourist and spouse visa applications at the very similar times? You can not have 2 applications running at the same time. You will be shooting yourself in the foot and jeopardising chances of getting either visas.Should we submit one before the other one?.

Thank you.

What if we applied for tourist first wait for that to be granted and then apply for spouse visa.

[TODMATT]

Have you found a new job and are you going to be paid weekly?

I have quit my last job in UK in August 2021. Upon my return to UK in November I will get a new job that pays weekly yes.

The £18,000 threshold is met in my last payslips between August 2021(when I left) and March 2021.

I'm curious what's the minimum amount of payslips required in the new job when I return to UK (weekly pay).

Someone before said that they would get at least a month worth of payslips. However, I want to reduce amount of time away from pregnant wife to minimum.

If you are getting paid weekly, no need to wait till you have completed a month with you current employer. You can apply.

[TODMATT]

Also, we want to get travel visa for her so she could come over for christmas.

Is it possible to submit both tourist and spouse visa applications at the very similar times? You can not have 2 applications running at the same time. You will be shooting yourself in the foot and jeopardising chances of getting either visas.Should we submit one before the other one?.

Thank you.

What if we applied for tourist first wait for that to be granted and then apply for spouse visa.

You can apply apply for visiting visa if your partner meets the requirement for this.

[reddevil93]

Have you found a new job and are you going to be paid weekly?

I have quit my last job in UK in August 2021. Upon my return to UK in November I will get a new job that pays weekly yes.

The £18,000 threshold is met in my last payslips between August 2021(when I left) and March 2021.

I'm curious what's the minimum amount of payslips required in the new job when I return to UK (weekly pay).

Someone before said that they would get at least a month worth of payslips. However, I want to reduce amount of time away from pregnant wife to minimum.

If you are getting paid weekly, no need to wait till you have completed a month with you current employer. You can apply.

Thank you so much.

What's your opinion on leaving work and waiting for visa decision with my wife in a different country while possibly being unemployed? Or even changing employers in the UK while awaiting decision.

[reddevil93]

Good morning,

For my fiance/spouse visa application I will use NOC letter from my parents and title deeds from HM Land Registry.

We are having difficult time finding mortgage statement. Therefore my question is whether other people have been sucesfull in the past with just title deeds as proof of ownership.

[reddevil93]

Good evening,

I work in the industry where changing employers is very common. I'm wondering if as a sponsor, I leave my current employer after submitting our fiance/spouse visa application. Could that jeopardize our application?

[reddevil93]

It is possible that if decision for a spouse visa from outside of UK will take longer than average, my wife will give birth to my British child by descent. Obviously, it will take good 6-8 months to get the British passport for the new-born from outside of UK.

If my wife gets her spouse visa granted in the meantime she will get 30 days? To move to UK but the child won't be able to travel as there will be no passport.

Could anyone advise on this possible scenario.

[reddevil93]

Also, will be waiting for a spouse visa to be granted while awaiting child's birth. What would happen if we got the spouse visa granted and at the same time our child was born outside of UK. Obviously, it would take good few months before we could obtain child passport. I know that spouse visa allows certain amount of days for the applicant to move to the UK.