Skilled Worker - Newborn Visa Questions

[ankurprdhn]

Hi everyone,
I'm currently in the UK on a Skilled Worker Dependant visa which is valid till Aug 2026 and had a baby this month. My ILR is due in March 2026.
I'm considering not applying for a visa for my baby since (from what I understand) it's not strictly required at this stage. The baby gets access to NHS care for the first 3 months, and after that, we plan to use private health insurance, which we're arranging now.
The plan is: once I get my ILR, I’ll apply for British citizenship for the baby using the MN1 form.
Has anyone else followed a similar route? Are there any risks or downsides I should be aware of by not applying for a visa for the baby immediately?
Any advice or experience would be really appreciated—thanks in advance!

[alterhase58]

If you want to travel with baby then a visa is required.
If no travel planned there isn't an issue, except for the unknown unknowns.
It's a fairly common scenario so no issue on the face of it.

[ankurprdhn]

If you want to travel with baby then a visa is required.
If no travel planned there isn't an issue, except for the unknown unknowns.
It's a fairly common scenario so no issue on the face of it.

Thanks. I am mainly concerned about nhs charges. Does private insurance take care of all the charges?

[alterhase58]

Other members may be able to comment on the private health insurance cover - or check directly with providers.

[CR001]

Thanks. I am mainly concerned about nhs charges. Does private insurance take care of all the charges?

This is nothing to do with immigration. Whether charges are covered depends on the private medical insurance cover you take out.