PSW refusal, please help

[Ting]

Dear all,

I am an applicant who got an IGS and applied transition visa to PSW. Unfortunately, after waiting for 1.5 month, my application came back with bad news saying it was rejected due to not having official documents to show that I have been in possession of sufficient funds.

The reason of that is when I went to HSBC..... the greatest bank in the world.......not, asking them to print me my bank statements for last 3 month and funny enough, they ran out of official printing paper (the one has the bank title on it), so they were printed in white paper. I thought it was fine, as long as they stamp and sign for me, everyone happy, but they refused to do so and they said it's their bank policy......... I was furious and believe me if I could shoot the operator, I would.

So, now I got my application back..... rejected, more furious.... I went to the Greatest bank today again arguing for stamp, signature or at least write me a letter to prove those statements were official. No matter what I said, how I said, the answer is ........no

I have ordered the official bank statements to be sent but it is gonna take 5-7 working days and at the same time my visa already expires. Contacted a soliciter who said it costs £2000. The appeal deadline is on 27th of Jan.........

I have sufficient funds in my bank for last 3 months, never made any transaction but now I face this problem.
What can I do?

[rizwan567]

Dont worry.

i assume you still have a valid visa. If yes, then re-apply, send your application and mention in the covering letter that bank statements are ordered and on the way. You will dispatch them within a 7-10 days. and as soon as you receive bank statements forward them to HO.

------------

If your leave has expired then it is advisable to lodge an appeal and mention the same grounds as you have mentioned in this post. I am very very sure that the judge will rule in your favour.

Hope this helps

[Ting]

Thanks for your reply,

My visa expired as you know how long the process noramlly takes for HO.

If I lodge an appeal, do I need a representative specilised in immigration or just a solicitor in general as I can prove that I do have enough funds?

Should I reqire any evidence for the policy of HSBC not to stamp or sign as the argue point?

[Miss sushi]

Hi,
I hate HSBC it is the most arrogant bank in the world. I also have to wait 1 week for my statement by post, they refused to stamp or whatsover.
If I were you I don't need a solicitor because I believe the judge will stand by you.
Good luck

[rizwan567]

Thanks for your reply,

My visa expired as you know how long the process noramlly takes for HO.

If I lodge an appeal, do I need a representative specilised in immigration or just a solicitor in general as I can prove that I do have enough funds?

Should I reqire any evidence for the policy of HSBC not to stamp or sign as the argue point?

No, it is not mandatory that you have a representative with you. It is not a complciated case. By doing little bit of research, you can even represent yourself on the hearing date. It is not a rocket science. However even if you wish to choose a represetative then kindly do not pay more than £750 for the whole service. You can find loads of solicitors charging in this range by doing little bit of research. However make sure that choosen representative is a competative one and do understand AIT appeal process in depth.

[megastar]

sorry to hear about your refusal.

is that printed statements have your name and account number?
as far as i know, according to HO guidance(source:UKCISA email)the application should not be refused solely on the grounds of supporting letter from bank is missing.
you better speak to a solicitor. contact IASUK ( www.iasuk.org ). they offer free service*.
it is same with me.. they refused my psw, appealed.. even i put letter from bank manager confirming the authenticity of statement which the idiot judge never considered .. again refused (later got fax to my representative that decision is cancelled and do wait until another decision is made). appealing to high court.

best of luck...

[rizwan567]

sorry to hear about your refusal.

is that printed statements have your name and account number?
as far as i know, according to HO guidance(source:UKCISA email)the application should not be refused solely on the grounds of supporting letter from bank is missing.
you better speak to a solicitor. contact IASUK ( www.iasuk.org ). they offer free service*.
it is same with me.. they refused my psw, appealed.. even i put letter from bank manager confirming the authenticity of statement which the idiot judge never considered .. again refused (later got fax to my representative that decision is cancelled and do wait until another decision is made). appealing to high court.

best of luck...

I think statement should be on official stationary of the bank (official staniary contains printed name and logo of the bank)

I think this was not the case.

[dextar]

You can also check following link. I've also quoted relevant section below.

http://www.ukba.homeoffice.gov.uk/worki ... intenance/

The letter from a bank or building society should state:

* your name;
* the account number;
* the date of the letter;
* the financial institution's name and logo;
* the funds held in your account; and
* that enough funds have been in the bank for at least three months.

and

The personal bank or building society statements should clearly show:

* your name;
* the account number;
* the date of the statement;
* the financial institution's name and logo;
* transactions covering the three-month period;
* that there is enough funds present in the account; and
* that there has been enough money present in the account for the past three months.

If you wish to send electronic bank statements from an online account these must contain all of the details listed above. In addition, you will need to send a supporting letter from your bank, on headed paper, confirming that the statements are genuine. Alternatively, electronic bank statements with the official stamp of the bank that issued the statements will be accepted. The stamp must appear on every page of the statement.

We will not accept statements which simply show the balance in the account on a particular day as these documents do not show that you hold enough funds for the full period required.

[/b]

[Ting]

Hi,
thanks to everyone. After seeing the quote, it feels like the chance of winning the appeal is dropping. However, the bank printed the statement with their name on it coz they ran out of that paper.......
and at the same time, they don't stamp or sign any of the papers they print, that's why I am here now.

Does any one think I have a chance to appeal?
I am really worried.

I checked the IAS, telephone service 30 pounds......
need help, thanks again

[rizwan567]

Hi,
thanks to everyone. After seeing the quote, it feels like the chance of winning the appeal is dropping. However, the bank printed the statement with their name on it coz they ran out of that paper.......
and at the same time, they don't stamp or sign any of the papers they print, that's why I am here now.

Does any one think I have a chance to appeal?
I am really worried.

I checked the IAS, telephone service 30 pounds......
need help, thanks again

It is written on your refusal letter if you have right to appeal or not. No one in this forum can tell if you have right to appeal.

I will stick with my earlier statement that you have a very good chance of wining the appeal.

All you need to do is to fill in appeal form, formulate your grounds of appeal and attach the offiical bank account statement for the same period. I am very sure it will be decided in your favour.

If you dont want to appeal then you better fly back.

[Ting]

Hi Rizwan,

thanks ever so much for ur quick reply and patient. I will prepare everything ready and go for an appeal. Thank you all whoever have given me suggestions.

Good luck to myself.

[Diokpa]

I must say it can be a tricky one but then mose people have been having this issue with the banks so am sure they are watching this particular part of the rule...Natwest is another bank who refuses to help with stamping or signing statements even when you print it in their branch on on their letter head. Just put in your arguements and a copy of the original bank statement for the same period to show you had the required funds and am sure a reasonable judge will understand and rule in your favour. Good luck.

[Ting]

Dear All,

I just spoke to UKCISA, explained all the situation to them and they said that my have no ground of appal as it was my dicision to send the bank statement which wasn't official.

I am very upset now. The only thing I can do is going back to Taiwan and apply for a student visa to come back if it is granted to finish my dissertation as I originally applied for IGS was to be able to work full time.

thanks to everyone

[nionlight]

Dear All,

I just spoke to UKCISA, explained all the situation to them and they said that my have no ground of appal as it was my dicision to send the bank statement which wasn't official.

I am very upset now. The only thing I can do is going back to Taiwan and apply for a student visa to come back if it is granted to finish my dissertation as I originally applied for IGS was to be able to work full time.

thanks to everyone

hi ting dont be upset. what is the date of the refusal letter? i am mean when they took the decison of refusal it should be in the letter that they send. and from that date you have a grace period of 28 days( some one says 5 days) to make fresh application, or appeal or leave the country. so if you have all the required paper ready you can make a fresh application if your refusal date is less than 28 days. contact any experienced solicitor. i posted a thread where i mentioned about my room mates casee. he was in igs and applied for tier 1 general and got refused but in the mean time igs was also expired but then he applied for psw with expired igs. but he got his psw. so please consult any experienced consultant. i can recomend one if you like www.still-unclear.co.uk

[a.doll]

Hi there,

I have read your situation, dont be disheartned... all you have to do is get your bank statements either by post or get it printed n stamped. I am with HSBC too I had sent my one month statement stamped from them that shoulnot be a problem. And about having an advice, contact IAS, as suggested by one of the forum member. IAS is a non-profit organisation they provide legal aid if you qualify for it, for which they will check your payslips(if any) and your current bank bal.

currently, I am pursuing their services for my case which is am afraid PSW refusal too!! they are really good, I wont say good rather excellent. you dont to have to spend £50 pound for the phone call, neither there is any appoinment system. Its all drop in session, first come first serve basis this is how they work. check out their session time depending on your location(on their website) and just go in. Dont spend a fortune looking for a lawyer, if you could have services for free. as per my view I dont see a complication in your case, so therefore you should be allright.

[Ting]

Hi all,

thanks for your reply.
09/01/2009 is the date which printed on the front paper of UK border agency. 13/01/2009 is the date shown on the appeal foram which says "Date of service" and the appeal deadline is 27/01/2009. I assume that if I leave before 27th of Jan, I should be alright?

As I mentioned before, I was adv to contact UKCISA by my International Student Office Advisor and they said that this visa you can't re-submit documents that you originally could provide, therefore, I don't have any ground to appeal........and it says, in all cases, new application can only be accepted when your current visa is not expired..... I am in the situation of both of them....God what have I done.

Hopefully, coz I am still enrolled as a student in a Uni as I have to finish my another Master thesis this Aug, so I think going back and apply for a student visa, I reckon they will grant my student visa. Come back, finish my Master and apply for PSW to get another 2 year to stay.

Any one know if this is possible?

[rizwan567]

Dont leave..

Appeal.... You are not loosing anything when appealing. And you will remain legal until your appeal is decided. Meanwhile you can carry on your studies in the process of the appeal process. Which could take 3-5 months to get decided.

If you loose appeal then leave. it is perfectly legal stay... you loose nothing.

Appeal and I think you will definately win. Its win win situation. Only fly back home if you have some other plans.

[nionlight]

Hi all,

thanks for your reply.
09/01/2009 is the date which printed on the front paper of UK border agency. 13/01/2009 is the date shown on the appeal foram which says "Date of service" and the appeal deadline is 27/01/2009. I assume that if I leave before 27th of Jan, I should be alright?

As I mentioned before, I was adv to contact UKCISA by my International Student Office Advisor and they said that this visa you can't re-submit documents that you originally could provide, therefore, I don't have any ground to appeal........and it says, in all cases, new application can only be accepted when your current visa is not expired..... I am in the situation of both of them....God what have I done.

Hopefully, coz I am still enrolled as a student in a Uni as I have to finish my another Master thesis this Aug, so I think going back and apply for a student visa, I reckon they will grant my student visa. Come back, finish my Master and apply for PSW to get another 2 year to stay.

Any one know if this is possible?

ting, as i said there is grace period after your visa refusal to make new application. yes in the letter it says in any case of new application you have to apply before your current leave expires. and here is the catch, technicaly your current leave will not expire during this grace period no matter what says on your visa. i said this from my own experience of my room mate. and consult with some experienced immigration consultant. i am 100% positive, there is grace period for making new application after your first refusal no matter when your visa expires. as you said your letter says 9/1/09. so you still have time but time is running out very quickly. you need to act fast..