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Maintenance Query - Can One Combine 2 Savings Accounts?

Archived UK Tier 1 (General) points system forum. This route no longer exists.

Moderators: Casa, archigabe, CR001, push, JAJ, ca.funke, Amber, zimba, vinny, Obie, EUsmileWEallsmile, batleykhan, meself2, geriatrix, John, ChetanOjha, Administrator

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ahuria
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Maintenance Query - Can One Combine 2 Savings Accounts?

Post by ahuria » Mon Aug 17, 2009 7:04 pm

Hi,

Is there any successful applicant for the Tier 1 general who showed maintenane by combining two savings accounts? Basically, I have a joint account and one salary account (both savings) and the combined balance in both never drops below 2800 pounds on any given day in the 3 day period. (closing day balances).

Any body done this? Also does this have to be calendar months?

And what exchange rate does one use for this 2800 pounds? The VFS web site for India claims that consular exchange rate is 1 pound = Rs 85, while that on the OANCD web site is lower at around 80 - for deternmining the INR requirement which exchange rate should I use?

Thanks!

ChetanOjha
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Re: Maintenance Query - Can One Combine 2 Savings Accounts?

Post by ChetanOjha » Mon Aug 17, 2009 8:19 pm

ahuria wrote:Hi,

Is there any successful applicant for the Tier 1 general who showed maintenane by combining two savings accounts? Basically, I have a joint account and one salary account (both savings) and the combined balance in both never drops below 2800 pounds on any given day in the 3 day period. (closing day balances). Yes you can use combined sum from two accunts. I did it for my extension.

Any body done this? Also does this have to be calendar months? CORRECTION:It is three months and not calendar months.

And what exchange rate does one use for this 2800 pounds? The VFS web site for India claims that consular exchange rate is 1 pound = Rs 85, while that on the OANCD web site is lower at around 80 - for deternmining the INR requirement which exchange rate should I use?
Exchange rates should be of the application date.

Thanks!
Last edited by ChetanOjha on Mon Aug 17, 2009 10:00 pm, edited 1 time in total.

push
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Re: Maintenance Query - Can One Combine 2 Savings Accounts?

Post by push » Mon Aug 17, 2009 9:37 pm

ahuria wrote:Also does this have to be calendar months?
What exactly is your question and what do you understand from calendar month?

ahuria
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Post by ahuria » Wed Aug 19, 2009 6:56 pm

By calendar month I mean 1st-31st. So can my 3 months start on an rbid date - say 9th of June?

Thanks for the answers Chetan!

ChetanOjha
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Post by ChetanOjha » Wed Aug 19, 2009 8:02 pm

ahuria wrote:By calendar month I mean 1st-31st. So can my 3 months start on an rbid date - say 9th of June?

Thanks for the answers Chetan!
Yes you can use dates from 9th June -9th Sept. for mainteance funds. I used the same for my extension application.

push
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Post by push » Wed Aug 19, 2009 8:29 pm

ahuria wrote:By calendar month I mean 1st-31st. So can my 3 months start on an rbid date - say 9th of June?

Thanks for the answers Chetan!
Calendar month can start on any date in a month. That was the reason I asked you to clarify. So 1 Jan to 31st Jan would be a Calendar month (31 days) and so would be 15 Feb to 14March (28 days!!)
regards,
push
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ahuria
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Thanks

Post by ahuria » Thu Aug 20, 2009 8:17 am

Thanks guys - you have surely saved me a lot of money (this was the only thing I was uncertain about) that a consultant would have charged! :)

Apologies - 'calendar month' was not the appropiate term to use for that! :oops:

tulipz
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Post by tulipz » Fri Aug 21, 2009 5:18 pm

I am applying for a dependent visa....is it okay if we show 2 accounts -

one my husband's salary account and the other is my salary account...

is this acceptable? please clarify..

ChetanOjha
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Post by ChetanOjha » Fri Aug 21, 2009 5:24 pm

tulipz wrote:I am applying for a dependent visa....is it okay if we show 2 accounts -

one my husband's salary account and the other is my salary account...

is this acceptable? please clarify..
Who is dependent of who?

tulipz
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Post by tulipz » Fri Aug 21, 2009 6:06 pm

chetanojha wrote:
tulipz wrote:I am applying for a dependent visa....is it okay if we show 2 accounts -

one my husband's salary account and the other is my salary account...

is this acceptable? please clarify..
Who is dependent of who?
Main applicant: My husband (in the UK since 2 months)
Dependent(s): me and my daughter

ChetanOjha
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Post by ChetanOjha » Fri Aug 21, 2009 7:46 pm

tulipz wrote:
chetanojha wrote:
tulipz wrote:I am applying for a dependent visa....is it okay if we show 2 accounts -

one my husband's salary account and the other is my salary account...

is this acceptable? please clarify..
Who is dependent of who?
Main applicant: My husband (in the UK since 2 months)
Dependent(s): me and my daughter
You can use your husband(as main applicant's bank statement) and yours too.

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