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VAF4A in Philippines - Bank statements online / internet

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Phil2Uk
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VAF4A in Philippines - Bank statements online / internet

Post by Phil2Uk » Fri May 27, 2011 7:06 am

Question about internet / online bank/ISA/savings statements.

Thanks in advance for any help.

I am the sponsor for my wife's visa.

1) Will they accept online statements printed in colour?

2) Will they accept them if they are notarised by a Philippines lawyer (notary)? Any special wording needed or just standard notary practice (stamps)? My idea was to view the accounts online with the notary, have them printed and notarised.


Arrived in Philippines November 2010. Still here (May 2011). Married February 2011. Didn't expect to get married, so didn't bring any documents. Besides, all my accounts are internet only.

I have enough savings for us to live for several years, just a case a proving it.

I kept my rented place on in the UK as it's reasonably cheap and I only expected to be away for 6 months backpacking around asia.

I couldn't find anything on the forum that directly addresses my concerns.

I've tried to put useful keywords in the title to help others.

Thanks again.

batleykhan
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Location: West Yorkshire

Re: VAF4A in Philippines - Bank statements online / internet

Post by batleykhan » Fri May 27, 2011 12:38 pm

Phil2Uk wrote:Question about internet / online bank/ISA/savings statements.

Thanks in advance for any help.

I am the sponsor for my wife's visa.

1) Will they accept on-line statements printed in colour?

Only if they are certified as true copies by the bank manager with who you have accounts. Just on-line bank statements printed off in colour or b/w will not suffice I am afraid

2) Will they accept them if they are notarised by a Philippines lawyer (notary)? Any special wording needed or just standard notary practice (stamps)? My idea was to view the accounts online with the notary, have them printed and notarised.


No. they can only be certified to be true copies and factually correct by the bank manager with whom you have an account

Arrived in Philippines November 2010. Still here (May 2011). Married February 2011. Didn't expect to get married, so didn't bring any documents. Besides, all my accounts are internet only.

Why dont you return to UK and carefully prepare the necessary documents and then send them off. Doing things without careful thoughts and well prepared evidence usually end up in a refusal which is likely to cause more heartache and stretches the matter out even further.

I have enough savings for us to live for several years, just a case a proving it.

I kept my rented place on in the UK as it's reasonably cheap and I only expected to be away for 6 months backpacking around asia.

I couldn't find anything on the forum that directly addresses my concerns.

I've tried to put useful keywords in the title to help others.

Thanks again.

Phil2Uk
Newly Registered
Posts: 4
Joined: Fri May 27, 2011 5:40 am

Re: VAF4A in Philippines - Bank statements online / internet

Post by Phil2Uk » Fri May 27, 2011 2:02 pm

batleykhan wrote: Why dont you return to UK and carefully prepare the necessary documents and then send them off. Doing things without careful thoughts and well prepared evidence usually end up in a refusal which is likely to cause more heartache and stretches the matter out even further.
Thanks for the reply.

1) Don't want to be separated for months, 7 timezones apart.

2) These are online accounts. I will ask them how I can get acceptable copies. Actually most of the money is in ISAs and share accounts. Would face a similar problem in UK (except their head offices are only 200 miles away).

3) The guidance is vague, there is no mention of certification - (can you provide a link with more info please)

http://www.ukvisas.gov.uk/resources/en/ ... settlement

"Bank statements or bank books
These should show what has been paid in and out of an account for up to the previous six months, and should name the account holder. If you have made deposits in your account that are not in keeping with the account history then you may wish to explain the origins and timing of these deposits.

Bank letter or balance certificate
This should show the account balance, the account holder’s name and the date when the account was opened."

4) There must be other people who are using internet banking (and saving), especially where they met their spouse in a 3rd country?

Edited to add -

Found this on a skilled worker page (http://www.ukvisas.gov.uk/en/howtoapply ... t4#8409749), but it relates to being employed on intra-company transfer.

"B. Personal bank or building society statements covering the previous specified month period immediately before the application
The personal bank or building society statements should clearly show:

your name;
the account number;
the date of the statement;
the financial institution’s name and logo; and
transactions by your sponsor covering the specified month period.

The most recent statement must be dated within 1 month of the application.

Ad hoc bank statements printed on the bank’s letterhead are admissible as evidence, though this excludes mini-statements from ATMs.

Electronic bank statements from an online account must contain all of the above details. You will also need to provide a supporting letter from your bank on company headed paper, confirming the authenticity of the statements."
Last edited by Phil2Uk on Fri May 27, 2011 2:41 pm, edited 1 time in total.

Kitty
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Location: Southampton, UK

Post by Kitty » Fri May 27, 2011 2:40 pm

There is a general requirement for documents to be originals. Because many internet accounts do not provide hard-copy statements, printouts certified by the bank are also acceptable.

Can you contact your bank in the UK and ask their advice? You could send them printouts and ask for verification by post.

I also think that batleykhan provides good advice about returning to the UK to make the application. You say that you don't want to be separated for any length of time, but it's not likely to be more than a couple of months if you satisfy all the requirements.

It would be expensive to go through the process of refusal simply for want of something so straightforward.

batleykhan
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Post by batleykhan » Fri May 27, 2011 3:02 pm

Well said Kitty.

There is nothing in writing anywhere which states what I have said, but it is a general acceptance that all documents must be originals. Where it is not possible to send an original document like a sponsors passport, then a certified copy from a solicitor will do.

In the case of bank statements, if originals are not available, then copies are acceptable as long as the bank can certify them to be true and an accurate reflections of your savings etc.

Phil2Uk
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Post by Phil2Uk » Fri May 27, 2011 3:22 pm

Kitty wrote:There is a general requirement for documents to be originals. Because many internet accounts do not provide hard-copy statements, printouts certified by the bank are also acceptable.

Can you contact your bank in the UK and ask their advice? You could send them printouts and ask for verification by post.

I also think that batleykhan provides good advice about returning to the UK to make the application. You say that you don't want to be separated for any length of time, but it's not likely to be more than a couple of months if you satisfy all the requirements.

It would be expensive to go through the process of refusal simply for want of something so straightforward.
The organisations are RBS, Share.com and FirstSave.

Will contact each of them, but I'm guessing that The Share Centre and FirstSave will have no idea what to do. RBS is a disaster at the moment.

I edited my earlier post to include

"You will also need to provide a supporting letter from your bank on company headed paper, confirming the authenticity of the statements."

Can you outline what EXACTLY these 3 organisations would need to do to certify the documents as genuine, if it different from this?

The biometric appointment and document submission is on 3rd June.

Just seen Batleykhan's 2nd reply.

"certified copy from a solicitor will do" - I understand that this is with regards to a passport (where sponsor is in UK).

My intent to use a lawyer in the Philippines was in line with this, but for another set of documents for which the originals are unavailable. My passport will be the original. It's a mirror image of doing this from the UK. One set of documents will have to be certified.

I have the following choices:-

1) Move date of biometric/ document submission
2) Go ahead as planned
3) Do from UK.

Will think about it. Late here now.

Kitty
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Location: Southampton, UK

Post by Kitty » Fri May 27, 2011 4:25 pm

The only way a lawyer can certify copies as copies of the originals is if they see the originals.

I think the problem with having the lawyer certify printouts having seen the "originals" on-screen is that there is a possibility that you have somehow directed him to a site that is not actually the bank's website.

If you can have your banks write a letter on their headed paper confirming all your account details, how long you have had the account, and your current balance, then I think you might be in a stronger position.

batleykhan
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Post by batleykhan » Fri May 27, 2011 7:23 pm

Do Number 3.

Rushing into thinks without thinking it through carefully ,usually end up causing more worries and problems.

I know you don't want to part from your wife, so shortly after getting married, but if you don't get this right you'll end up being apart for 8-10 months rather than 2-3. :wink:

Phil2Uk
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Postponed, getting originals sent to old address, friends

Post by Phil2Uk » Sun May 29, 2011 2:03 am

Postponed, getting originals sent to old address, friends helping by sending me via courier. They are unlikely to be certified.

Thanks for the info.

Am just so used to managing online that I get thrown sometimes.

Every few years I'm asked for a cheque. I would have to find the chequebook, cross the 19 out (year) as it's the 21st century... or talk the recipient through providing bank details.

Compare to my brother who's never had a cash card and goes down the bank to get cash out every Saturday morning... then pays bills with cash.

batleykhan
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Post by batleykhan » Sun May 29, 2011 11:03 am

They are unlikely to be certified.
Originals dont have to be certified

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