financial requirements and money in account. pls advice.

[Rayking]

If I meet the financial requirements, is it a must I have money in my account too if I'm sponsoring my girl for fiancée visa?can someone be refused if there isn't money in the account presented,I mean the account balance?
If I must have fund in my account, how much is a reasonable amount? Personally I've been thinking it doesn't matter but I really don't wanna shoot myself in the foot.
Please your contributions are valued.

[vinny]

See also specified evidence requirements.

[Rayking]

Hello Vinny,
I understand I need to meet the financial requirement of 18600 for a single applicant right?but it's not as if they expect me to have this money or even half of it in my bank account, do they?
What I'm curious about is,do I need to have some of the funds in my account, of course, we get paid and we spend it,don't we?
Just wanna know if I need to have some money in the account unspent when applying.
Kindly shed light on this,the link isn't comprehensive about this pls.

[Amber]

No money need be in an account so far as the Financial Requirement as per Annex FM is met i.e. your earnings meet the threshold.

[Rayking]

Thank you Amber,that's what I got a bit confused with.Now that is sorted.

[Rayking]

Hello Amber,
Sorry to disturb you again, better to ask than make stupid mistake.
I'm in hourly paid employment, I meet the threshold, would that be Cat A?I've been doing the job for 3 years now.
Would I still need to get letter from my employer stating my gross pay,hours,job title and all that?
Just a bit confused with salaried and non salaried aspect.
Thanks for your help.

[Amber]

Yes, Cat A for those employed more than 6 months, for salaried income, your lowest wage slip gross in the last 6 months x 12 must equal or exceed the requirement. For non salaried, gross income in the last 6 months /6 x12 must equal or exceed the requirement, You need to provide all the specified evidence as per Annex FM.

[Amber]

Hello Amber.
Good morning and sorry to disturb you,just need your help with the financial requirements.
I just realised my February pay slip gross is short of 1550,others are ok till date,what do I do in that scenario? I've been in employment for over 3 years.
That February pay slip just ruined everything!
Pls advise.
Thank you.

[Amber]

Decide whether your earnings are salaried are not. If they are, then simply consider applying under Cat B. The two stage test for Cat B is, 1. your gross pa wage equals or exceeds the threshold and 2. you have actually earned the requirement amount in the last 12 months.

[Rayking]

If I get you right,in my case that means I need to go for cat B as my job isn't salaried but hourly job and secondly,I will need to have earned the said amount meaning it would be 12 months pay slips? or showing my P60
Would I need to provide 12 months bank statements of the account too?
We just can't thank you guys enough!

[Rayking]

Oh,I just realized something, you said last 6 month before applying, that means if I were to happy now,I could get away with that February spoiler I mentioned above then?

[Amber]

If non salaried, for Cat A, the calculation would be, earnings in the last 6 months / 6 x 12, if that meets or exceeds the requirement, you should be ok.

Yes, for the specified evidence, wage slips must have corresponding bank statements.

[Rayking]

You're a star Amber,thanks so much,it's better to ask than be refused.I now understand it.
Thanks to the Gurus & Doyens of immigration stuffs like you. Lol