Maintenance Fund - Unauthorised Debit

newmoon · Post by **newmoon** » Thu Mar 21, 2013 11:35 am

Hi All,

Need advice on the below.

Today there was an unauthorised debit by my Credit card company in my account which made my maintenance fund balance to go below the threshold of £900 for Tier 1 Extension.

Called the CC company and asked them to send a letter stating the unauthorised debit.

I have requested my bank to reverse the DD and credit my account on the same day. Because of the entry my balance went below the £900 and came back to above £900 within the same day. (so for couple of hours it went below the £900)

My questioin is will UKBA look at the closing day balance or transactional balance for maintenance fund.

Thanks

Newmooon

bubin123 · Post by **bubin123** » Thu Mar 21, 2013 11:54 am

This is OK...

newmoon · Post by **newmoon** » Thu Mar 21, 2013 11:56 am

Thanks Bubin

Could you please give a reference for your statement. Sorry to be a pain

Thanks

newmoon · Post by **newmoon** » Thu Mar 21, 2013 5:02 pm

Hi Can someone please reply with reference.

Thanks

kpk1234 · Post by **kpk1234** » Thu Mar 21, 2013 8:59 pm

It shouldn't be problem but keep the letter from bank as a backup

mart2 · Post by **mart2** » Thu Mar 21, 2013 11:24 pm

as long as closing balance in the same day didn't go below 900. you are fine.

shahmir · Post by **shahmir** » Thu Mar 21, 2013 11:28 pm

hours never count in statement, its always end of the day. But because a very well trained staff deals our applications, so you should have a letter with you

susheel · Post by **susheel** » Fri Mar 22, 2013 2:57 pm

Dear Newmoon,

The UKBA will look the balance at any point of time instead of End of the Day balance amount in account.

If it fall below threshold amount at any point of time and credited by EOD at the same day than its a big problem. Better ways you take a letter from bank and Mention in covering letter about it.

Best of Luck

thebionicredneck2003 · Post by **thebionicredneck2003** » Fri Mar 22, 2013 3:18 pm

You could include another bank statement from a different account with some funds to get you over the maintenance threshold if you have one.

This will clear up any ambiguity and make you more relaxed when you make the application.

Good luck

newmoon · Post by **newmoon** » Mon Mar 25, 2013 11:50 am

Thanks guys for all your replies

I am looking for a reference.

Can someone please give me a link for the reference relates to maintenance fund that it should not go below £900 at any point in one single day. i.e that UKBA will look at transactional balance not closing day balance

I checked UKBA guidance but its not clear

Thanks

UKBALoveStory · Post by **UKBALoveStory** » Mon Mar 25, 2013 12:34 pm

newmoon wrote:Thanks guys for all your replies

I am looking for a reference.

Can someone please give me a link for the reference relates to maintenance fund that it should not go below £900 at any point in one single day. i.e that UKBA will look at transactional balance not closing day balance

I checked UKBA guidance but its not clear

Thanks

See this for more info. This Guidance is not an updated one but can you give a good idea on how things works.

bubin123 · Post by **bubin123** » Mon Mar 25, 2013 3:22 pm

case worker guidance provided by @tahirnaveed clearly says about closing day balance...

UKBALoveStory · Post by **UKBALoveStory** » Mon Mar 25, 2013 3:47 pm

bubin123 wrote:case worker guidance provided by @tahirnaveed clearly says about closing day balance...

That is correct but what is the advantage of taking the risk? Why not play safe?

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Maintenance Fund - Unauthorised Debit

Maintenance Fund - Unauthorised Debit