ILR 10 year route - Funding Requirement when on tier 4 ?

[tier2man]

Hi everyone,

I am confused whether or not there is a requirement to have a funding/maintenance when I apply for the ILR - 10 year route.

I have read some topics but couldn't find a concrete answer to my situation.

Background:

I came to UK in 2007, October on student visa. Completed bachelors in 4 years. Then stayed and worked under Post Study work visa for 2 years. Then Worked under Tier 2 visa for 3 years. Currently I am doing a masters degree. By the time I complete my masters, I will have stayed in UK for 10 years (October, 2017). I intend to apply for ILR the day I complete my 10 years in UK. I still have a good 4 months of student visa left after the ILR 10 year completion date. (My student visa expires in January, 2018).

Concern:

When I apply for my ILR, is the a funding/maintenance requirement? During my studies, I was facing financial hardship - due to having a good credit score and excellent history with my bank, I was able to take up quite a sizable amount of loan which I plan to pay back when I will be in full time employment after my degree. This loan won't show up in my bank statement if last 3 months statement was asked for at the time of application. There is no way I can possibly pay the total loan back before my application. So, my question is, is it a requirement that I have total unencumbered positive balance at the time of my application?

Please someone help!

[CR001]

There is not maintenance requirement for ILR LR. No requirement to submit bank statements either. But you must make sure you don't have CCJs etc.