Post
by Sanja123 » Sun Jun 04, 2017 9:59 am
My mother-in-law(widow) was applying Visitor visa just few weeks ago and got refused. Basically the reason they mentioned as follows:
"
You bank balance confirmation is showing funds of Rs. XXXXXX.XX (£XXXX.XX) on a Fixed deposit, opened 05/01/2017. However, as this is devoid of transaction history I am unable to verify the origin of funds. This made more pertinent given that you have stated you are unemployed and receive no formal income.
You have submitted very limited evidence of your personal and financial circumstances in your home country and as such they are vague and unclear.
"
In the application we mentioned she is Unemployed and receiving income from Friends & family. I was the sponsor for her in financially and providing food & accommodation for the complete tour as we invited her to visit since we are expecting a baby.
Usually whenever needed I use to send money to her account as well as my eldest sister's account who is unmarried since year 2012. however because of this planned visit application, I was asking my Dad to put some Cash deposit on her account last January at least to show some balance for her self. since we have good relationship between each family, I would have settle any amount to my Dad at later point. Because my Dad knows I am sending whatever amount of money when needed to my eldest sister who looks after my Dad at the moment.
Unfortunately Visa officer had doubt in this situation and pointed the reason as 'origin of funds not clear'
Probably I can find all of my past Money sending transaction confirmation, but specifically there is no transaction for the above deposit since I instructed my Dad to arrange that amount in that time until I settle it later. this is bit difficult to explain because of the commission amount, sometime I used to send big amount to my sister in one go and ask her to deposit some into my mother-in-laws account. Even I had send 2/3 of the above deposit amount to my sisters account in Feb 2017. will this be good point to explain the story?
She has another 3 sons in the home country with their families separately. But they use to give money in cash time to time. So bit difficult to explain the origin of this fund.
By considering this situation, could someone please advice me to reapply her Visit application in better way if possible.
If any one need more details, please let me know.
Many thanks