FLR to ILR requirements

[dada]

What are the financial requirements for going from FLR (five-year spouse route) to ILR? Initially, we were exempt from the financial requirement but due to cuts, we would no longer qualify as we no longer receive those disability payments. Can the British sponsor be unemployed but the applicant earns over the required amount? I'm aware of Life in the UK test and English language requirement - my question is about the financial requirement.

[CR001]

Can the British sponsor be unemployed but the applicant earns over the required amount?

Yes. 6 months payslips and corresponding bank statements required.

[dada]

Thanks. As an alternative, can I also rely purely on my savings? On the guidance notes, it includes cash savings of over £16k. I was surprised to find this as it used to be £62k when we last checked.

[CR001]

I was surprised to find this as it used to be £62k when we last checked.

For initial spouse visas it is this amount.

[dada]

Thanks. For the savings financial requirement option, does anyone know whether premium bonds certificates can be used, as they are cash savings and I have immediate access to the funds, should I choose to withdraw them.