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Singhg12
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by Singhg12 » Thu Mar 22, 2018 6:34 pm
Hi guys, needing some advice. I recently got married to my wife in india. I have two jobs, one pays annually at £16000 and another which is around £5000. This passes the £18600 minimum requirement. In my main full time job, I get taxed straight away and have bank statements providing the salary going in, likewise same with my second job. With my second job the only problem is that for the first 5/6 payslips for some reason no tax was deducted neither the NI. I spoke to my employer and he spoke to his accountants and he got this corrected. I am now applying for the spouse visa for my wife and I have 5/6 months payslips from my second job which shows no tax, and 3 latest payslips showing tax and NI deductions. Im not sure why tax wasn't paid. What advice does anyone have regarding this? I dont think my employer knew this was my second job and neither did my employers accountant. My documentation I have in the file starts from october 2017 to 21st march which is just over 6 months. Any ideas please much appreciated.
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seagul
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by seagul » Thu Mar 22, 2018 7:16 pm
Non-display of tax on payslip certainly make the matter suspicious because no bonafide employer adopt that practice unless the income is below to taxable limit but in your case your second job must be on BR (basic rate tax). If it's family business then more likely HO will perform extra rigorous checks. If you have some savings then you can go ahead with your normal tax paying & displaying job only. Otherwise maybe you can go ahead with that employment with employer letter & HMRC letter clarifying that matter.
The opinion expressed as above is neither a professional advice nor contesting/competing to other member's opinion/advice.
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graceofgod1
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by graceofgod1 » Thu Mar 22, 2018 7:55 pm
Its because your second job used tax code that uses personal allowences instead of BR. if its genuine employment through NI and paid to bank account then i dont think it will be a big issue. As you have corrected it. HMRC Will calculate your total imcome from two employment and will ask you to pay any underpaid tax at the end of the financial year anyway. If you are still worried about it then you can explain it on the cover letter. As far as iam concerned i dont see any issue. Good luck.
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seagul
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by seagul » Thu Mar 22, 2018 8:06 pm
graceofgod1 wrote: ↑Thu Mar 22, 2018 7:55 pm
Its because your second job used tax code that uses personal allowences instead of BR. if its genuine employment through NI and paid to bank account then i dont think it will be a big issue. As you have corrected it. HMRC Will calculate your total imcome from two employment and will ask you to pay any underpaid tax at the end of the financial year anyway. If you are still worried about it then you can explain it on the cover letter. As far as iam concerned i dont see any issue. Good luck.
http://taxaid.org.uk/guides/information ... bspensions
The opinion expressed as above is neither a professional advice nor contesting/competing to other member's opinion/advice.
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Singhg12
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by Singhg12 » Thu Mar 22, 2018 10:38 pm
seagul wrote: ↑Thu Mar 22, 2018 7:16 pm
Non-display of tax on payslip certainly make the matter suspicious because no bonafide employer adopt that practice unless the income is below to taxable limit but in your case your second job must be on BR (basic rate tax). If it's family business then more likely HO will perform extra rigorous checks. If you have some savings then you can go ahead with your normal tax paying & displaying job only. Otherwise maybe you can go ahead with that employment with employer letter & HMRC letter clarifying that matter.
The business is a family business not in relation to myself. I thankyou for you reply so much. I have employment letters and financial statements from both employers detailing my position at the jobs.
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Singhg12
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by Singhg12 » Thu Mar 22, 2018 10:41 pm
seagul wrote: ↑Thu Mar 22, 2018 8:06 pm
graceofgod1 wrote: ↑Thu Mar 22, 2018 7:55 pm
Its because your second job used tax code that uses personal allowences instead of BR. if its genuine employment through NI and paid to bank account then i dont think it will be a big issue. As you have corrected it. HMRC Will calculate your total imcome from two employment and will ask you to pay any underpaid tax at the end of the financial year anyway. If you are still worried about it then you can explain it on the cover letter. As far as iam concerned i dont see any issue. Good luck.
http://taxaid.org.uk/guides/information ... bspensions
Hello, thankyou for your reply, much appreciated. Im going through with the application with the help of a solicitor. They didnt notice this until we acctually applied for the application and paid all fees. The first thing I will be doing in the morning is to contact them and tell them to state this in the covering letter they have created on my behalf. I have no issue in paying the tax I owe as I want it all legit as possible. Thankyou again!
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seagul
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by seagul » Thu Mar 22, 2018 10:53 pm
I think your second job employer wasn't known that you are also employed somewhere else and that's why he was not charging you tax because your second job income is below taxable limit. Usually it's the tax payer duty to make sure to have relevant accurate tax code. I think you should ask a covering letter from your employer which can work. Good luck.
The opinion expressed as above is neither a professional advice nor contesting/competing to other member's opinion/advice.
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Singhg12
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by Singhg12 » Thu Mar 22, 2018 10:59 pm
seagul wrote: ↑Thu Mar 22, 2018 10:53 pm
I think your second job employer wasn't known that you are also employed somewhere else and that's why he was not charging you tax because your second job income is below taxable limit. Usually it's the tax payer duty to make sure to have relevant accurate tax code. I think you should ask a covering letter from your employer which can work. Good luck.
Yes that seems to be the case I recon. Im going to ring HMRC tommorow and speak to them. See if anything can be sorted with the unpaid tax and see if they can also issue me a letter regarding of whats happened. My mrs in india has an appointment in india to provide fingerprint/passport scanning on Monday 26th march. I have to send the phsyical file to sheffield after this date, depending how long HMRC take to create a letter for me, is when I will potentially submit the file with that letter. Thankyou. - also will update the outcome of this on here for others awareness.
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Singhg12
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by Singhg12 » Sat Mar 24, 2018 6:09 pm
Just a quick update for knowledge. I was on the wrong tax code for the second job. HMRC also confirmed this. HMRC have stated that they can issue a letter to confirm this so that the payslips which dont state any tax on, can be backed up. If anyone does have this issue, please please please get the letter way in advance as it can take up to two weeks to receive. Example: From the date of the appointment for anyones wife abroad (VFS appointment) you have only 20 days after to submit the phsycial file to sheffield. Thanks
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seagul
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by seagul » Sat Mar 24, 2018 7:17 pm
seagul wrote: ↑Thu Mar 22, 2018 10:53 pm
I think your second job employer wasn't known that you are also employed somewhere else and that's why he was not charging you tax because your second job income is below taxable limit. Usually it's the tax payer duty to make sure to have relevant accurate tax code. I think you should ask a covering letter from your employer which can work. Good luck.
Well done. You taken a good prompt action.
The opinion expressed as above is neither a professional advice nor contesting/competing to other member's opinion/advice.
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Singhg12
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by Singhg12 » Sat Mar 24, 2018 11:14 pm
Thankyou, will send another update if any problems.