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Mortgage with 5 year visa.

Use this section for any queries concerning the EU Settlement Scheme, for applicants holding pre-settled and settled status.

Moderators: Casa, John, ChetanOjha, archigabe, CR001, push, JAJ, ca.funke, Amber, zimba, vinny, Obie, EUsmileWEallsmile, batleykhan, meself2, geriatrix

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Phone
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Mortgage with 5 year visa.

Post by Phone » Sun Jun 03, 2018 10:45 pm

I have 5 year permit.. Valid march 2020...
Is this OK to get mortgage..
I have also UK driving license too..
Plz make me aware. Very worried.. Soon will be going for mortgage... Need your confirmation. Thank you.

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Casa
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Re: Mortgage with 5 year visa.

Post by Casa » Mon Jun 04, 2018 12:39 am

You are unlikely to find a mortgage company who will provide you with a mortgage without permanent residency (PR).
(Casa, not CR001)
Please don't send me PMs asking for immigration advice on posts that are on the open forum. If I haven't responded there, it's because I don't have the answer. I'm a moderator, not a legal professional.

Phone
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Re: Mortgage with 5 year visa.

Post by Phone » Mon Jun 04, 2018 7:09 am

Casa wrote:
Mon Jun 04, 2018 12:39 am
You are unlikely to find a mortgage company who will provide you with a mortgage without permanent residency (PR).
So how do I get a mortgage then.. Does that mean my stay is not good enough... My wife is French.

I done some research, the requirement varies from lender to lender. About 6 months back I got reply on this forum, mortgage got nothing to do with immigration. Either you meet the finance cretira or you don't..

My house survey will be soon, about three weeks time mortgage... But now this visa issue, can any body help me on this.. Is there any alternative...

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CR001
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Re: Mortgage with 5 year visa.

Post by CR001 » Mon Jun 04, 2018 9:10 am

Mortgage questions are not relevant to the forum. You either qualify with a lender or you don't. Suggest speak to them.
Char (CR001 not Casa)
In life you cannot press the Backspace button!!
Please DO NOT send me a PM for immigration advice. I reserve the right to ignore the PM and not respond.

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