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FLR M proof of income

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MAH1992
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FLR M proof of income

Post by MAH1992 » Tue Jun 04, 2019 1:08 pm

Hi - hope all are well.

Looking for some quick guidance/advice if possible.

We have recently applied for FLR M extension for my wife after initial 2.5 years period within the UK & am slightly concerned about proof of income criteria.The online application was completed on 10/05/2019 and Sopra Steria appoint was on 23/05/2019. Background below.

From an income perspective, I have been with my current employer since September 2011 and I receive a salary increase annually in April - we are fortunate enough to be able to meet the income requirements from my salary alone and do not need to combine our salaries/savings.

As part of the application, we submitted the below documents to meet proof of income requirements.

- Letter from employer confirming current job title, length of service & total annual salary.
- 12 months payslips (covering from 18 May 2018 till 18 April 2019)
- 6 months bank statements (covering from 01 November 2018 until 02 May 2019)

Reason we provided 12 months payslips was due to the salary increase in April 2019 and wanted to prove that we met the minimum salary requirements in the 12 month period however I am now questioning myself on whether we also should have provided 12 months bank statements as well - slightly concerned that if HO need the 12 months bank statements rather than 6 months that they will reject the application rather than request additional documents.

Would appreciate some guidance on whether 6 months bank statements would have been sufficient & if not, what the chances are of HO rejecting the application rather than requesting the additional bank statements?

MAH1992
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United Kingdom

Re: FLR M proof of income

Post by MAH1992 » Tue Jun 04, 2019 1:39 pm

Forgot to mention that we are not reliant on the 12 months payslips to show that we meet the income requirement.
We do meet the income requirement with 6 months of payslips (if I take the lowest amount paid in the last 6 month period & times that by 12, then the total exceeds £18,600) but we just wanted to show the 12 months payslips to evidence that we meet the income requirement and are not reliant on the April salary increase...

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seagul
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Re: FLR M proof of income

Post by seagul » Tue Jun 04, 2019 4:31 pm

You should have sent 12 months of bank statements too if you chosen to send 12 months of payslips despite 6 months of payslips & bank statements can meet the requirement. I wish caseworker don't be confused and consider your only 6 months of payslips & 6 months of bank statements.
The opinion expressed as above is neither a professional advice nor contesting/competing to other member's opinion/advice.

MAH1992
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Posts: 14
Joined: Tue Jun 04, 2019 12:55 pm
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Re: FLR M proof of income

Post by MAH1992 » Tue Jun 04, 2019 4:35 pm

seagul wrote:
Tue Jun 04, 2019 4:31 pm
You should have sent 12 months of bank statements too if you chosen to send 12 months of payslips despite 6 months of payslips & bank statements can meet the requirement. I wish caseworker don't be confused and consider your only 6 months of payslips & 6 months of bank statements.
Thanks for responding Seagul - it's literally just crossed my mind in past day or two and now too late to send extra documents....
Given we do meet the income requirements with the 6 months payslips, do you think caseworker potentially could reject the application for not providing 12 months bank statements?
Or is there a chance that since we have given 6 months bank statements, rather than no bank statements at all, the caseworker might ask for additional bank statements (the extra 6 months) ?

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seagul
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Re: FLR M proof of income

Post by seagul » Tue Jun 04, 2019 4:41 pm

MAH1992 wrote:
Tue Jun 04, 2019 4:35 pm
seagul wrote:
Tue Jun 04, 2019 4:31 pm
You should have sent 12 months of bank statements too if you chosen to send 12 months of payslips despite 6 months of payslips & bank statements can meet the requirement. I wish caseworker don't be confused and consider your only 6 months of payslips & 6 months of bank statements.
Thanks for responding Seagul - it's literally just crossed my mind in past day or two and now too late to send extra documents....
Given we do meet the income requirements with the 6 months payslips, do you think caseworker potentially could reject the application for not providing 12 months bank statements?
He can be confused and there are 4 possibilities:
1. Consider your 6 months of payslips & bank statements.
2. Gets confused & ask you 6 months more bank statements.
3. Gets confused & refuse the application
4. Transfer you on 10 years flr fp route due to not meeting & providing sufficient financial documents.

But I believe possibility # 1 has more chances.
The opinion expressed as above is neither a professional advice nor contesting/competing to other member's opinion/advice.

MAH1992
Newly Registered
Posts: 14
Joined: Tue Jun 04, 2019 12:55 pm
United Kingdom

Re: FLR M proof of income

Post by MAH1992 » Tue Jun 04, 2019 4:44 pm

seagul wrote:
Tue Jun 04, 2019 4:41 pm
MAH1992 wrote:
Tue Jun 04, 2019 4:35 pm
seagul wrote:
Tue Jun 04, 2019 4:31 pm
You should have sent 12 months of bank statements too if you chosen to send 12 months of payslips despite 6 months of payslips & bank statements can meet the requirement. I wish caseworker don't be confused and consider your only 6 months of payslips & 6 months of bank statements.
Thanks for responding Seagul - it's literally just crossed my mind in past day or two and now too late to send extra documents....
Given we do meet the income requirements with the 6 months payslips, do you think caseworker potentially could reject the application for not providing 12 months bank statements?
He can be confused and there are 4 possibilities:
1. Consider your 6 months of payslips & bank statements.
2. Gets confused & ask you 6 months more bank statements.
3. Gets confused & refuse the application
4. Transfer you on 10 years flr fp route due to not meeting & providing sufficient financial documents.

But I believe possibility # 1 has more chances.
Thanks Seagul - worst case scenario if they decide #3 then would I be in a strong case to appeal?
Also if they decide #4 can I appeal and request for it to amended to 5 year route by providing sufficient financial documents?

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seagul
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Re: FLR M proof of income

Post by seagul » Tue Jun 04, 2019 5:13 pm

Yes you will get appeal right. But stay optimistic.
The opinion expressed as above is neither a professional advice nor contesting/competing to other member's opinion/advice.

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