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ILR Savings QQ

Only for queries regarding Indefinite Leave to Remain (ILR). Please use the EU Settlement Scheme forum for queries about settled status under Appendix EU

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prayforus
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ILR Savings QQ

Post by prayforus » Tue Mar 10, 2020 12:18 pm

HI,

Quick question regarding ILR with savings for spouse visa (SETM?)

We are solely going to apply via Category D savings route. I have checked appendix FM 1.7 and the table gives the following formula to use Savings solely without the need from another source of income to top it up.

62500 (amount of savings) -16000 = 46,500

or

40500 (amount of savings) -16000 = 24,500

Now I have more than the first amount, however, I have also read that another formula can be used which is 16000+18,600 = 34,600

So you can use just 34,600 to meet the requirement.

Is this correct or is the table in Appendix 1.7fm correct and £46,500 / £24,500 is enough?

Thanks.

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Re: ILR Savings QQ

Post by zimba » Tue Mar 10, 2020 3:36 pm

£34,600 is the minimum cash savings you need to have held for 6 months in order to apply solely using that saving. Anything below that and you will need other sources of income to meet the requirement. Remember that £18,600 requirement is based on having one family member.
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Re: ILR Savings QQ

Post by prayforus » Tue Mar 10, 2020 4:14 pm

So £34,600 is the minimum? Are you 100% sure on this. I thought maybe £24,500 as a minimum. As in the table it says no other sources needed to top the income level up?

So if it isn’t, as long as the limit stays above the minimum limit you stated which is £34,600 it should be ok to meet the requirement yes?

Thank you.

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Re: ILR Savings QQ

Post by prayforus » Tue Mar 10, 2020 4:29 pm

Never mind. My post above is incorrect.

Thanks again.

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Re: ILR Savings QQ

Post by prayforus » Wed Mar 11, 2020 10:51 am

Zimba, when you say one family member. We have a dependent child who is British born, does this change the amount of savings needed? As at the flr stage we had no issues applying via savings and employment. But it would be easier to apply from savings this time round.

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Re: ILR Savings QQ

Post by zimba » Wed Mar 11, 2020 12:35 pm

prayforus wrote:
Wed Mar 11, 2020 10:51 am
Zimba, when you say one family member. We have a dependent child who is British born, does this change the amount of savings needed? As at the flr stage we had no issues applying via savings and employment. But it would be easier to apply from savings this time round.
No. Only dependents in the application
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Re: ILR Savings QQ

Post by prayforus » Wed Mar 11, 2020 1:10 pm

Zimba wrote:
Wed Mar 11, 2020 12:35 pm
prayforus wrote:
Wed Mar 11, 2020 10:51 am
Zimba, when you say one family member. We have a dependent child who is British born, does this change the amount of savings needed? As at the flr stage we had no issues applying via savings and employment. But it would be easier to apply from savings this time round.
No. Only dependents in the application
So dependent being my spouse?

Thanks.

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Re: ILR Savings QQ

Post by zimba » Wed Mar 11, 2020 2:14 pm

Anyone applying ONLY.
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Re: ILR Savings QQ

Post by prayforus » Wed Mar 11, 2020 2:23 pm

Thank you!

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Re: ILR Savings QQ

Post by prayforus » Sat Mar 14, 2020 8:10 pm

Sorry to be a pain but I have a small concern. Overlooked by me, I didn’t realise we could apply 28 days before her 5th anniversary in the U.K. - this was in November last year. I was under the assumption we applied no more than 28 days before visa expiry.

My wife’s visa is due to expire at the end of this month. We are awaiting for bank statements as I requested them from the bank. Should the application be applied before the end of her flrm visa expiry it shouldn’t be an issue if she stays (she is not employed) whilst we await a decision?

Thanks.

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Re: ILR Savings QQ

Post by seagul » Sat Mar 14, 2020 9:08 pm

prayforus wrote:
Sat Mar 14, 2020 8:10 pm
Sorry to be a pain but I have a small concern. Overlooked by me, I didn’t realise we could apply 28 days before her 5th anniversary in the U.K. - this was in November last year. I was under the assumption we applied no more than 28 days before visa expiry.

My wife’s visa is due to expire at the end of this month. We are awaiting for bank statements as I requested them from the bank. Should the application be applied before the end of her flrm visa expiry it shouldn’t be an issue if she stays (she is not employed) whilst we await a decision?

Thanks.
She can apply anytime before the expiry of her visa and in that case she will be protected by virtue of section 3C which prevent the applicant to become overstayer until the decision.
The opinion expressed as above is neither a professional advice nor contesting/competing to other member's opinion/advice.

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Re: ILR Savings QQ

Post by prayforus » Sat Mar 14, 2020 9:25 pm

seagul wrote:
Sat Mar 14, 2020 9:08 pm
prayforus wrote:
Sat Mar 14, 2020 8:10 pm
Sorry to be a pain but I have a small concern. Overlooked by me, I didn’t realise we could apply 28 days before her 5th anniversary in the U.K. - this was in November last year. I was under the assumption we applied no more than 28 days before visa expiry.

My wife’s visa is due to expire at the end of this month. We are awaiting for bank statements as I requested them from the bank. Should the application be applied before the end of her flrm visa expiry it shouldn’t be an issue if she stays (she is not employed) whilst we await a decision?

Thanks.
She can apply anytime before the expiry of her visa and in that case she will be protected by virtue of section 3C which prevent the applicant to become overstayer until the decision.
Thank you very much seagull. That brings some confidence. I appreciate your reply.

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Re: ILR Savings QQ

Post by prayforus » Thu Jun 25, 2020 8:56 am

An update; we applied on the 20/03/2020. Due to covid19 our appointment in April got cancelled. We submitted our documents last Friday, using the standard method and have received an email today from the HO.
Now I’m rather confused. The bank statement showing the savings we are relying on was printed in branch, it gives the date of the 20/03/2020. However, the bank wouldn’t stamp it it said it’s not something they do.
The HO have requested statements 6months prior to the application. Now they have not stated at all whether they want the savings statements or one which my job income goes into, not that I’m relying on the job income as we applied via category d. I’m assuming because it wasn’t a letter headed statement this is what has caused them to question this.
So am I right in thinking once the bank statements come again for savings, (others didn’t arrive), that once emailed back it should be ok? Hopefully...

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Re: ILR Savings QQ

Post by seagul » Fri Jun 26, 2020 7:48 am

prayforus wrote:
Thu Jun 25, 2020 8:56 am
An update; we applied on the 20/03/2020. Due to covid19 our appointment in April got cancelled. We submitted our documents last Friday, using the standard method and have received an email today from the HO.
Now I’m rather confused. The bank statement showing the savings we are relying on was printed in branch, it gives the date of the 20/03/2020. However, the bank wouldn’t stamp it it said it’s not something they do.
The HO have requested statements 6months prior to the application. Now they have not stated at all whether they want the savings statements or one which my job income goes into, not that I’m relying on the job income as we applied via category d. I’m assuming because it wasn’t a letter headed statement this is what has caused them to question this.
So am I right in thinking once the bank statements come again for savings, (others didn’t arrive), that once emailed back it should be ok? Hopefully...
Bank statements printed in branch on bank stationary doesn't need any signature. Also it is becoming a usual practice where ukvi ask the supporting documents before attending the biometrics appointment. Just follow the instruction given in the email.
The opinion expressed as above is neither a professional advice nor contesting/competing to other member's opinion/advice.

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Re: ILR Savings QQ

Post by prayforus » Fri Jun 26, 2020 8:10 am

seagul wrote:
Fri Jun 26, 2020 7:48 am
prayforus wrote:
Thu Jun 25, 2020 8:56 am
An update; we applied on the 20/03/2020. Due to covid19 our appointment in April got cancelled. We submitted our documents last Friday, using the standard method and have received an email today from the HO.
Now I’m rather confused. The bank statement showing the savings we are relying on was printed in branch, it gives the date of the 20/03/2020. However, the bank wouldn’t stamp it it said it’s not something they do.
The HO have requested statements 6months prior to the application. Now they have not stated at all whether they want the savings statements or one which my job income goes into, not that I’m relying on the job income as we applied via category d. I’m assuming because it wasn’t a letter headed statement this is what has caused them to question this.
So am I right in thinking once the bank statements come again for savings, (others didn’t arrive), that once emailed back it should be ok? Hopefully...
Bank statements printed in branch on bank stationary doesn't need any signature. Also it is becoming a usual practice where ukvi ask the supporting documents before attending the biometrics appointment. Just follow the instruction given in the email.
Hi seagull. Sadly the printed branch statements were not on bank stationary so I am going to try today for them to do it on that.

The email came after our biometrics appointment.

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Re: ILR Savings QQ

Post by prayforus » Fri Jun 26, 2020 11:25 am

prayforus wrote:
Fri Jun 26, 2020 8:10 am
seagul wrote:
Fri Jun 26, 2020 7:48 am
prayforus wrote:
Thu Jun 25, 2020 8:56 am
An update; we applied on the 20/03/2020. Due to covid19 our appointment in April got cancelled. We submitted our documents last Friday, using the standard method and have received an email today from the HO.
Now I’m rather confused. The bank statement showing the savings we are relying on was printed in branch, it gives the date of the 20/03/2020. However, the bank wouldn’t stamp it it said it’s not something they do.
The HO have requested statements 6months prior to the application. Now they have not stated at all whether they want the savings statements or one which my job income goes into, not that I’m relying on the job income as we applied via category d. I’m assuming because it wasn’t a letter headed statement this is what has caused them to question this.
So am I right in thinking once the bank statements come again for savings, (others didn’t arrive), that once emailed back it should be ok? Hopefully...
Bank statements printed in branch on bank stationary doesn't need any signature. Also it is becoming a usual practice where ukvi ask the supporting documents before attending the biometrics appointment. Just follow the instruction given in the email.
Hi seagull. Sadly the printed branch statements were not on bank stationary so I am going to try today for them to do it on that.

The email came after our biometrics appointment.

Unfortunately my bank won’t do 6 months. They would do 3 and that’s about it. Any more and it has to be requested via post which I have done so I’ll have to wait. They said it takes 7-10 working days. Hoping it arrives in time before the 28 day grace period they gave to email them back. Tried both branches and they said the same. Bit annoying as the one I submitted showed the period and said it had been printed in branch but I guess it does boil down to the discretion of the case worker.

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Re: ILR Savings QQ

Post by prayforus » Wed Jul 08, 2020 12:36 pm

I sent my bank statements as required by the case worker on the 1st July, caseworker sent me the email requesting them on the 24th of June.

Still no email to acknowledge or approval. Application was submitted on the 20th of March.

Any idea how long it usually takes? I’d have assumed that since this was all they required a decision would have been made fairly quickly.

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Re: ILR Savings QQ

Post by zimba » Wed Jul 08, 2020 2:54 pm

prayforus wrote:
Wed Jul 08, 2020 12:36 pm
I sent my bank statements as required by the case worker on the 1st July, caseworker sent me the email requesting them on the 24th of June.

Still no email to acknowledge or approval. Application was submitted on the 20th of March.

Any idea how long it usually takes? I’d have assumed that since this was all they required a decision would have been made fairly quickly.
8 weeks or more
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Re: ILR Savings QQ

Post by prayforus » Wed Jul 08, 2020 5:31 pm

Zimba wrote:
Wed Jul 08, 2020 2:54 pm
prayforus wrote:
Wed Jul 08, 2020 12:36 pm
I sent my bank statements as required by the case worker on the 1st July, caseworker sent me the email requesting them on the 24th of June.

Still no email to acknowledge or approval. Application was submitted on the 20th of March.

Any idea how long it usually takes? I’d have assumed that since this was all they required a decision would have been made fairly quickly.
8 weeks or more
After biometrics yes?

Saying that I’ve received an email from the caseworker today stating they’ve received the statements. Although are now asking for the vigenette from my spouses passport. I find this odd as we had scanned this when we submitted the application.

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Re: ILR Savings QQ

Post by prayforus » Wed Jul 08, 2020 6:27 pm

Furthermore. There isn’t a vignette in the passport. We were issued with a BRP at the flr stage. Unless the caseworker meant the page which shows the details and passport photo? Have scanned and sent both.

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Re: ILR Savings QQ

Post by zimba » Wed Jul 08, 2020 6:38 pm

Send the docs they asked for and wait to hear back
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Re: ILR Savings QQ

Post by prayforus » Thu Jul 09, 2020 6:51 am

Zimba wrote:
Wed Jul 08, 2020 6:38 pm
Send the docs they asked for and wait to hear back
I have forwarded scan passport id, and brp, the caseworker has asked for the viginette but it’s rather confusing as we weren’t supplied one at FLRm stage.

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Re: ILR Savings QQ

Post by CR001 » Thu Jul 09, 2020 7:45 am

prayforus wrote:
Thu Jul 09, 2020 6:51 am
Zimba wrote:
Wed Jul 08, 2020 6:38 pm
Send the docs they asked for and wait to hear back
I have forwarded scan passport id, and brp, the caseworker has asked for the viginette but it’s rather confusing as we weren’t supplied one at FLRm stage.
What visa did she initially enter the UK? Caseworker isn't asking about FLR m visa extension 2.5 years ago.
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Re: ILR Savings QQ

Post by prayforus » Thu Jul 09, 2020 9:53 am

CR001 wrote:
Thu Jul 09, 2020 7:45 am
prayforus wrote:
Thu Jul 09, 2020 6:51 am
Zimba wrote:
Wed Jul 08, 2020 6:38 pm
Send the docs they asked for and wait to hear back
I have forwarded scan passport id, and brp, the caseworker has asked for the viginette but it’s rather confusing as we weren’t supplied one at FLRm stage.
What visa did she initially enter the UK? Caseworker isn't asking about FLR m visa extension 2.5 years ago.
Spouse visa 5 year route. Entry to clearance stage had a viginette which was issued in her passport. But the last passport had since expired and we had made a new one which was then used for FLRm.

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Re: ILR Savings QQ

Post by CR001 » Thu Jul 09, 2020 10:02 am

prayforus wrote:
Thu Jul 09, 2020 9:53 am
CR001 wrote:
Thu Jul 09, 2020 7:45 am
prayforus wrote:
Thu Jul 09, 2020 6:51 am
Zimba wrote:
Wed Jul 08, 2020 6:38 pm
Send the docs they asked for and wait to hear back
I have forwarded scan passport id, and brp, the caseworker has asked for the viginette but it’s rather confusing as we weren’t supplied one at FLRm stage.
What visa did she initially enter the UK? Caseworker isn't asking about FLR m visa extension 2.5 years ago.
Spouse visa 5 year route. Entry to clearance stage had a viginette which was issued in her passport. But the last passport had since expired and we had made a new one which was then used for FLRm.
HO was asking for the initial 30 day visa vignette, now in an expired passport, which will have the stamp of date of entry to the UK (this is what determines eligibility for ILR). They were not asking for the FLR(M) BRP received at extension stage.

Presumably it was not an initial 6 month fiance visa that was granted??
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