Hi all,
I am in the process of sponsoring my wife who lives overseas. My annual income is above the legal threshold of 18.600. However, the monthly rent of the 3-bed house that I rent for the last 8 years is 1700. My solicitor thinks this might constitute a reason for HO to refuse on the grounds of "affordability" as the rent is remarkably higher compared to my monthly income. Some other solicitors that I consulted rule this out and claim that HO is only interested in our income, not outgoings. I have been sub renting two of my rooms for the last 10 months and asked my accountant to include this in my tax returns this year. I, technically, pay like 650 rent at the end of the month with all the bills and councils tax included.
I am deeply concerned about this issue and literally stuck at the moment. Does my outgoings have considerable bearing on my income which is 28.375 for the last 12 months. Any opinion and advice is greatly appreciated indeed!
Many thanks
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