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You can submit yourself . If you really think its wrong decision then you can apply otherwise I don't see any point.1. Can I submit administrative review by myself or better by solicitor.
If you refused due to tax issues even your 10 years ILR will be subject to same rules. This can also be refused because of that. You should apply first for AR.2. I am eligible to apply ilr 10 years long residency if I want to apply that can wait till I get decision from administrator review? If so can I go Day service?
If your ILR get approved based on Long residency, which is highly unlikely due to t1 refusal, t hen your wife would have to switch to FLR. This will reset her clock and she'd need to complete 5 years on FLR to get ILR or if 10 years long residency whichever comes first.3. If I apply ilr 10 year long residency what about my wife, which form she can use as she is not eligible for 10 years now, do I need any maintenance funds for her?