Cash Saving Cat D Source of Funds

[gogh83]

Hello.

I am preparing my 5 year route Unmarried Partner ILR SET(M). I have a few questions and it would be wonderful if anyone can give me some advice.

1. I am going to use my partner's income (Cat A) solely to meet the financial requirement. I am going to submit his 6 month bank statements. Do I need to submit my 6 month bank statements too for financial requirement or are these not required? Are there any other reasons why I should submit my own bank statements?

2. I also meet the financial requirements for Cat D (cash savings). In the applicaiton form I intend to apply via Cat A only, but I wonder if it is worth submitting our 6 month saving account statements too. It is a joint account of me and my partner, I can also provide evidence of its source before it was in our savings account. Do you think this extra evidence is useful, or will it just confuse my application?

3. I am going to book the Premium service soon but I don't know how early I can book. In this website https://visas-immigration.service.gov.u ... nt-booking it sayYou can choose an appointment up to 45 business days in the future. Appointment times will be based on availability. If you can’t find an appointment at your preferred premium service centre location before your visa or leave expires, please choose an appointment at a different premium service centre.
Is it really 45 business days? It means it can be around 60 calendar days. When I read other posts in this forum it says 42-45 calendar days.

4. I intend to apply via the Premium Service. Is it worth making use of the Settlement Checking Service or is this not very useful?

Also, if I do make use of the SCS, will I get all my documents back so I can pass them onto the premium service?

Sorry for so many questions. It will be very helpful if anyone can give me some advice.
Thank you.

[CR001]

1. Partners bank statements and payslips alone is sufficient if they meet the financial requirement.

2. See #1 above.

3. Appointments are usually available up to 42 days in advance, sometime less time (28 days). It is calendar days, so 6 weeks ahead.

4. Not really if you are using premium service and remember, it is all the same documentary evidence as when you extended on FLR(M). SCS charges a fee to and you are already paying £590 for premium service plus the ILR fee which is substantial.

Also, if I do make use of the SCS, will I get all my documents back so I can pass them onto the premium service?

Yes.

[gogh83]

Hello.

I am preparing SET(M) and have a question regarding my bank statement.
I am thinking to apply CAT D cash saving route. I would like to apply by Premium Service in April.

My bank statement is issued every two weeks and it will be issued on the 29th of March and 13th of April. Also it takes normally 6-7 calendar days to be in my letter box.

If I apply in person on the 21st of April. I guess I can use my bank statement issued on the 29th of March as it is still under 28 days rule. But do I have to include statement issued on the 13th of April? I guess it will arrive on the 19th or 20th but things can be delayed...

I am worried if I apply under CAT D case worker might be picky to see the most recent bank statement as she can see my previous statements have been issued every two weeks.

Am I over worried or do you guys think it would be OK with just the statement issued on the 29th of March?

Thank you.

[gogh83]

Hello.

I am preparing SET(M), also for financial requirement I am considering using CAT (D) cash saving if I can.
I have no idea how to prove the money flow.

Situation
The money has been in our joint account since August 2017. Briefly speaking, the money is 'left-over' money after my partner purchased a house where we live at the moment.

Initially money was transferred from my partner's family trust DIRECTLY to our solicitor's account as we were buying a house quickly. The trust is a Grandchildren's Trust (my partner is the beneficiary along with his brothers) set by my partner's grandparents a long time ago. The trustees are my partner's father, uncle and accountant. It is NOT a loan from the trust it is my partners money.

At the time, we were selling our flat and buying a house at the same time. After the sale of the flat he purchased the house by combining the trust money with the flat sale proceeds. After all the deduction such as stamp duty, mortgage and legal fee the rest of the money was transferred from the solicitor's account to our joint account.

I have three different letters from the solicitor all dated in August 2017.
-Confirming sale of the flat including the sold price.
-Confirming purchase of a house including the price.
-Letter simply saying £xxxx money will be transferred to my partner but, it doesn't show the details of deductions such as stamp duty, mortgage and fees etc (all the deductions details were received by email).

Questions
1.Do I need to request a bank statement from the trustee showing the trust money sent to the solicitor?

2. I don't think I can ask the solicitor to send me their bank statement to show the fund was received. Are those letters above I received in August will be Ok? Or do I need to get a new letter from the solicitor explaining the situation specifically and also include detailed deduction of £XX?

3. If I don't need a new letter form the solicitor is the letter received in August Ok or does it have to be under 28 days?

4. Do I need a letter from one of the trustees (my partner's father) confirming all of this including it is not borrowing?

5. Do I need more evidence about the trust itself? (When it was formed or an original document from the time etc…)

6. Is there anything important that I am missing here?

I am not sure I explained the situation well. If anyone can advise me it will be really helpful.
Thank you.

[CR001]

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